Income Tax Return (ITR) Filing Services
CA-assisted ITR filing for every taxpayer category. Old vs New Regime compared automatically. TDS reconciliation with Form 26AS included. 24-hour turnaround.
ITR Filing — Salaried Employee
Form 16-based filing with HRA, 80C, home loan, NPS deductions. Old vs New Regime comparison. Form 26AS TDS reconciliation. Suitable for ITR-1 and ITR-2.
ITR Filing — Freelancer / Consultant
Presumptive taxation under Section 44ADA — 50% expense deduction without books. Covers designers, developers, doctors, architects, CA/CS, writers. ITR-4 or ITR-3.
ITR Filing — Capital Gains
Equity, mutual funds, F&O, property, bonds, crypto (VDA). LTCG/STCG computation, Section 54/54F exemption, buyback reporting, ESOP/RSU, Schedule AL.
ITR Filing — NRI / RNOR
DTAA tax treaty relief, NRO interest TDS refund, property capital gains, Schedule FA (foreign assets), Sec 6(1A) deemed resident assessment. 30+ country DTAA coverage.
ITR Filing — Business / Firm
ITR-3 / ITR-5 for businesses, partnership firms, LLPs. Tax audit under Sec 44AB, advance tax, presumptive income under 44AD (turnover up to ₹3Cr), Schedule BP.
Updated Return (ITR-U)
Missed filing or made errors in a past return? File an updated return under Sec 139(8A) for up to 4 preceding years (FY 2021-22 onwards). Additional tax of 25%–50% applies.
Which ITR Form Should You File?
| ITR Form | Who Should File | Not Eligible If |
|---|---|---|
| ITR-1 (Sahaj) | Salaried, one house property, other income. Income ≤ ₹50L | Capital gains, NRI, director, foreign asset, income >₹50L |
| ITR-2 | Capital gains, NRI, multiple properties, income >₹50L, Schedule FA | Business / professional income |
| ITR-3 | Business or professional income with books of accounts. Also for F&O traders | Those opting for presumptive scheme |
| ITR-4 (Sugam) | Presumptive income: 44AD (business ≤₹3Cr), 44ADA (professionals ≤₹75L), 44AE | Capital gains, director, NRI, foreign asset, income >₹50L |
| ITR-5 / ITR-6 | Partnership firms, LLPs, AOPs (ITR-5). Companies (ITR-6) | Individuals and HUFs |
Deductions & Exemptions — Reduce Your Tax Legally
Key deductions available under the Old Tax Regime. Use these to reduce taxable income and compare which regime saves more. Our Tax Calculator does this instantly.
Section 80C — Up to ₹1.5 Lakh
PPF, ELSS, LIC, EPF, NSC, SCSS, 5-yr FD, home loan principal, tuition fees. Tax saving up to ₹46,800 at 30% slab.
80C Guide & CalculatorHRA Exemption — Section 10(13A)
Lowest of: Actual HRA received, Rent − 10% of Basic, or 50%/40% of Basic. Metro vs non-metro. Old Regime only.
HRA CalculatorSection 80D — Health Insurance
₹25,000 for self + family. Additional ₹50,000 for senior citizen parents. Total up to ₹75,000. Tax saving: ₹23,400 at 30%.
Available under Old Regime onlySection 80CCD(1B) — Extra NPS
Additional ₹50,000 deduction for NPS Tier-I self-contributions, over and above the ₹1.5L 80C limit. Tax saving: ₹15,600 at 30%.
Old Regime only | Total NPS benefit can exceed ₹2LSection 24(b) — Home Loan Interest
Up to ₹2 lakh deduction on home loan interest for self-occupied property. No limit for let-out property. Old Regime only.
Tax saving up to ₹62,400 at 30% slabSection 80E — Education Loan Interest
No upper limit on education loan interest deduction. Available for 8 consecutive years. Self, spouse, or children's education. Old Regime only.
Especially valuable for study-abroad loansEmployer NPS under 80CCD(2) is available in the New Regime too — up to 14% of basic for government employees and 10% for private sector. This is the only significant deduction available in the New Regime beyond the ₹75,000 standard deduction.
Income Tax Planning Services
Strategic tax planning to legally minimise your tax liability — for the current year and future years. Structured advice backed by the Income Tax Act.
Old vs New Regime — Annual Review
Every year, the regime that saves more tax can change as your salary, investments and deductions change. We calculate and compare both for your exact figures.
Investment Planning for 80C
Avoid over-investing or under-using the ₹1.5L 80C limit. We check your EPF auto-contribution and plan the right balance of ELSS, PPF, or LIC to optimise returns + tax saving.
HUF Tax Planning
Hindu Undivided Family (HUF) formation creates a separate legal entity eligible for its own ₹2.5L basic exemption and ₹1.5L 80C deduction — significant savings for family business income.
ESOP / RSU Tax Planning
ESOPs taxed as salary at exercise (perquisite) and again as capital gains at sale. We plan the optimal exercise and sale timing to reduce total tax across both events.
Capital Gains Harvesting
Use the ₹1.25 lakh annual LTCG exemption on equity. Harvest gains strategically before March 31 to reset cost basis and reduce future tax. Set-off losses against gains before year-end.
Maximum Tax You Can Save (Old Regime, 30% Slab)
All figures include 4% health & education cess. Home loan saving at ₹2L limit.
Income Tax Slabs FY 2025-26 (AY 2026-27)
Budget 2026-27 made no changes to slabs — these apply for both FY 2025-26 and FY 2026-27.
Zero tax up to ₹12.75 lakh for salaried employees under the New Regime (₹12L Sec 87A rebate + ₹75K standard deduction). NRIs not eligible for 87A rebate.
New Tax Regime (Default)
| Income Slab | Rate | Visual |
|---|---|---|
| Up to ₹4 lakh | NIL | |
| ₹4L – ₹8L | 5% | |
| ₹8L – ₹12L | 10% | |
| ₹12L – ₹16L | 15% | |
| ₹16L – ₹20L | 20% | |
| ₹20L – ₹24L | 25% | |
| Above ₹24L | 30% |
87A rebate: Zero tax up to ₹12L. Standard deduction: ₹75,000 (salaried). 4% cess on tax. NRIs not eligible for 87A.
Old Tax Regime (Opt-In)
| Taxpayer | NIL up to | 5% | 20% | 30% |
|---|---|---|---|---|
| General (<60 yrs) | ₹2.5L | ₹2.5–5L | ₹5–10L | >₹10L |
| Senior (60–79 yrs) | ₹3L | ₹3–5L | ₹5–10L | >₹10L |
| Super Senior (80+ yrs) | ₹5L | — | ₹5–10L | >₹10L |
87A rebate: Zero tax up to ₹5L (income ≤₹5L). Std deduction: ₹50,000. All deductions (80C, HRA, Sec 24) available. 4% cess applies.
Which regime is better?
Old Regime is better if your total deductions > ~₹3.75 lakh. Use our calculator to compare with your exact numbers:
Compare Old vs New RegimeTax Notice & Litigation Support
Received a notice from the Income Tax Department? Don't panic. Our CA team handles all types of notices, assessments, and appeals with professional representation.
Section 143(1)(a) — Intimation / Mismatch
Automated notice for mismatch between ITR and Form 26AS/AIS. Typically for unreported income, wrong TDS claim, or arithmetic errors. Reply required within 30 days.
Know MoreSection 143(2) — Scrutiny Assessment
Detailed scrutiny notice where the Assessing Officer examines your return. Must be complied with within the time given. Expert CA response drafting and representation required.
Know MoreSection 148A — Reassessment Notice
Issued when the AO has reason to believe income has escaped assessment. Strict timelines — 10 days to respond to preliminary inquiry before reopening order.
Know MoreIncome Tax Appeals — CIT(A) / ITAT
Disagree with assessment order? File appeal before Commissioner of Income Tax (Appeals) within 30 days of order. We draft grounds of appeal and represent you at hearings.
Know MoreTDS Mismatch & Demand Notices
Tax demands arising from TDS credit mismatch between Form 26AS and ITR. Usually resolved by submitting correct TDS details and reconciliation statement to the AO.
Get HelpNRI — Black Money Act & FEMA Notices
Notices related to undisclosed foreign assets, FEMA violations, or non-disclosure in Schedule FA. FAST-DS 2026 disclosure scheme available for small inadvertent omissions.
NRI Tax HelpAct quickly on all notices. Most IT notices have a 30-day response deadline. Missing it can result in ex-parte orders, penalties and interest. WhatsApp us immediately if you have received any notice — we respond same day.
Free Income Tax Calculators
Instant results. No login. Updated for FY 2025-26 (AY 2026-27) and Budget 2026. Use our calculators to plan before filing.
Income Tax Calculator
Enter salary, deductions, HRA, NPS. Compare Old vs New Regime side-by-side. See exact tax, cess, and savings. Works for salaried, freelancers and NRIs.
Residential Status Calculator
NRI, RNOR or Resident? Based on days of stay. Covers 182-day, 120-day and Sec 6(1A) Deemed Resident rules. Essential for NRIs returning to India.
HRA Exemption Calculator
3-condition rule under Sec 10(13A). Metro vs non-metro. Add trips, partial year, rent to parents scenarios. Instant exempt amount and tax saving.
Section 80C Calculator
Track your ₹1.5 lakh 80C limit. Enter EPF, PPF, ELSS, LIC, NSC, tuition fees. Live progress bar shows utilisation and remaining room.
All Income Tax Deadlines — FY 2025-26 (AY 2026-27)
Mark these dates in your calendar. Missing deadlines attracts penalties, interest and late fees under Sections 234A, 234B, 234C and 234F.
| Taxpayer / Activity | Form / Section | Deadline | Status |
|---|---|---|---|
| Salaried / Individual (no business) | ITR-1, ITR-2 | 31 Jul 2026 | On Time |
| Non-audit Business / Trusts | ITR-3, ITR-4 | 31 Aug 2026 | Extended (Budget 2026) |
| Tax Audit (Sec 44AB) | Form 3CA/3CB + ITR | 31 Oct 2026 | Unchanged |
| Transfer Pricing (Sec 92E) | Form 3CEB + ITR | 30 Nov 2026 | Unchanged |
| Belated Return | Sec 139(4) | 31 Dec 2026 | Late fee ₹1K–₹5K |
| Revised Return (Free) | Sec 139(5) | 31 Dec 2026 | Free |
| Revised Return (With Fee) — New! | Sec 139(5) | 31 Mar 2027 | New — Budget 2026 |
| Updated Return (ITR-U) | Sec 139(8A) | 48 months | Extended (Budget 2025) |
Frequently Asked Questions
Need Help with Your Income Tax?
CA-assisted filing from ₹499*. WhatsApp us for a free 5-minute consultation — we'll tell you exactly what you need and what it costs before you commit.
indiantaxplanning.in · CA-verified · Updated March 2026 · *Indicative minimum charges
